HOSPI SAFE SICKNESS/ACCIDENT covers all costs linked to a stay in hospital (2 months before the operation and for 6 months after the operation).
HOSPI SAFE PLUS whose premiums are indeed higher reimburses all medical acts, within the limits however of certain ceilings (cf. https://www.eurprivileges.com/sites/default.files/eurpri/media.AFILIATYS)
- As it is a health insurance policy complementary to the JSIS, HOSPI SAFE PLUS only reimburses if the JSIS reimburses the item in question (with the exception of certain expenses – see the table below). Sessions with a physiotherapist are reimbursable.
HOSPI SAFE
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- Hospitalisation
- Surgical operation
- Out-patient costs
- Pregnancy
- Reimbursement at 100% of the expenses not reimbursed by the JSIS
- NO CEILINGS
HOSPI SAFE PLUS (All the above items covered by HOSPI SAFE and more)
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- Dental costs (max €3,200 per year after year 4)
- Optical costs (with ceiling)
- Various therapies taken as sessions
- Hearing aids (with ceiling)
- Orthopaedic equipment
- Medical consultations
- Pharmaceutical products
- Medical imagery
- Speech therapy for non-medical reasons
- Reimbursement at 80% of the expenses not reimbursed by the JSIS
- Ceilings and deductibles might apply
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- Enrolment in a sports club or in a slimming programme
- Reimbursement at 20%
- Ceilings and deductibles might apply
- Enrolment in a sports club or in a slimming programme