2. IS IT POSSIBLE TO STAY WITH CIGNA ON 1/1/2020?

Yes.

It would be up to you to inform ALLIANZ CARE and then negotiate your new premiums with CIGNA for a different policy from HOSPI SAFE, even if it was similar.

Please remember that in the new contract with ALLIANZ CARE, premiums will be fixed as from 61 years of age, as opposed to the present situation where they are reassessed at age 68.