48. I ALREADY HAVE HOSPI SAFE SICKNESS/ACCIDENT FOR MY HOSPITAL EXPENSES AND AM GOING TO JOIN THE “ACCIDENT LUMP SUM DEATH/DISABILITY” POLICY. WILL THIS BE SUFFICIENT TO COVER POSSIBLE COSTS LINKED TO A NURSING HOME OR FOR HOME HELP IN CASE OF AN ACCIDENT OR HEAVY DEPENDENCY?

The cover would be maximum if a Dependency chapter is added to the JSIS Sickness Insurance Rules (cf. pages 21 – 27).

However, the reimbursement will not be at 100% if it does not relate to a stay in hospital or to an accident.  In addition, the JSIS reimbursements for dependency take account of the level of salary/pension.