44. WHAT ARE THE DIFFERENCES BETWEEN HOSPI SAFE SICKNES/ACCIDENT AND HOSPI SAFE PLUS, GIVEN THAT THERE IS A BIG DIFFENCE IN PREMIUM?

HOSPI SAFE SICKNESS/ACCIDENT covers all costs linked to a stay in hospital (2 months before the operation and for 6 months after the operation).

HOSPI SAFE PLUS whose premiums are indeed higher reimburses all medical acts, within the limits however of certain ceilings (cf. https://www.eurprivileges.com/sites/default.files/eurpri/media.AFILIATYS)

  1. As it is a health insurance policy complementary to the JSIS, HOSPI SAFE PLUS only reimburses if the JSIS reimburses the item in question (with the exception of certain expenses – see the table below). Sessions with a physiotherapist are reimbursable.

HOSPI SAFE

    • Hospitalisation
    • Surgical operation
    • Out-patient costs
    • Pregnancy
      • Reimbursement at 100% of the expenses not reimbursed by the JSIS
      • NO CEILINGS

HOSPI SAFE PLUS (All the above items covered by HOSPI SAFE and more)

    • Dental costs (max €3,200 per year after year 4)
    • Optical costs (with ceiling)
    • Various therapies taken as sessions
    • Hearing aids (with ceiling)
    • Orthopaedic equipment
    • Medical consultations
    • Pharmaceutical products
    • Medical imagery
    • Speech therapy for non-medical reasons
      • Reimbursement at 80% of the expenses not reimbursed by the JSIS
      • Ceilings and deductibles might apply

 

    • Enrolment in a sports club or in a slimming programme
      • Reimbursement at 20%
      • Ceilings and deductibles might apply

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