AFILIATYS has not negotiated higher premiums with ALLIANZ CARE. As explained in the message of 10 April 2019, AFILIATYS was legally required to launch a call for tenders, given that the contract with CIGNA comes to an end on 31/12/2019 (something which had not been done for over 40 years). The best offer was chosen (particularly regarding the financial terms offered). Please remember that the current level of premiums date back 10 years and would have needed to be updated in any case.
See also question 9.
It would be up to you to inform ALLIANZ CARE and then negotiate your new premiums with CIGNA for a different policy from HOSPI SAFE, even if it was similar.
Please remember that in the new contract with ALLIANZ CARE, premiums will be fixed as from 61 years of age, as opposed to the present situation where they are reassessed at age 68.
All new claims for reimbursement should be sent to ALLIANZ CARE BRUXELLES and the premiums paid to ALLIANZ CARE who will inform all members about what needs to be done.
Yes. HOSPI SAFE remains HOSPI SAFE. The new contract contains all the existing rules of the present contract.
The only thing that changes will be the broker. The procedures for requesting reimbursement will be same as current procedures. In the case of hospitalisation within the European Economic Area, ALLIANZ CARE will reimburse 100% of your medical expenses WITH NO CEILING.
As from 01/01/2020, enrolment can be done at any time prior to retirement.
However, it is advisable to join as soon as possible given that if enrolment is requested less than 6 months prior to retirement, then a medical questionnaire has to be completed.